00579naa#a2200169#i#4500001001500000005001700015011001400032100004100046102000700087200009600094210003700190215001100227608002700238675009900265700003000364856001500394EN\\bibl\9106620241220045442.5##a2413-046X##a20241212b2024####ek#y0engy0150####ca##aRU1#aPERSONAL FINANCIAL PLANNING: CURRENT STATE AND METHODS OF BUDGET FORMATIONeJournal article1#aMoscowcElectronic scienced2024##a11 с.##aJournal article2local##aДомоводство. Коммунальное хозяйство. Служба быта. 64#1aBayanovagOlga Viktorovna4#aecience.ru