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Razvitie ipotechnogo kreditovaniya zhil'ya v RF
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Citations:

RAZVITIE IPOTECHNOGO KREDITOVANIYA ZHIL'YA V RF
UDK 336.77:332(470+571)
Lomovceva Natal'ya Nikolaevna 1
Mokeeva Tat'yana Aleksandrovna 2
Authors:
1.  Ul'yanovskiy gosudarstvennyy universitet

2.  Ul'yanovskiy gosudarstvennyy universitet

Type:
Article
Pages:
from 16 to 16
Status:
Published
Received:
07.12.2016
Accepted:
15.12.2016
Published:
25.12.2016
Subject area:
UDK 336.77:332(470+571)
Language:
English
Keywords:
the housing policy, hypothecary crediting, the state subsidizing, hypothecary programs
Abstract and keywords
Abstract (English):
In article problems of progress of hypothecary crediting of habitation in the Russian Federation are considered. Authors analyse the factors influencing the market of one most dynamically developing segments of bank business in recent years. To the cores from them are carried: high interest rates, a low level of incomes of the population, the state support of the certain categories of the population at purchase of habitation and some other. The conclusion about weak progress of the given financial services is done, the certain recommendations on their escalating are given.

Keywords:
the housing policy, hypothecary crediting, the state subsidizing, hypothecary programs
Text
In article problems of progress of hypothecary crediting of habitation in the Russian Federation are considered. Authors analyse the factors influencing the market of one most dynamically developing segments of bank business in recent years. To the cores from them are carried: high interest rates, a low level of incomes of the population, the state support of the certain categories of the population at purchase of habitation and some other. The conclusion about weak progress of the given financial services is done, the certain recommendations on their escalating are given.
References

1. Federal'nyy zakon ot 16 iyulya 1998 goda № 102-FZ «Ob ipoteke (zaloge nedvizhimosti)» // Rossiyskaya gazeta. № 137. 22.07.1998.

2. Postanovlenie Pravitel'stva RF ot 11 yanvarya 2000 goda № 28 «O merah po razvitiyu sistemy ipotechnogo zhilischnogo kreditovaniya v Rossiyskoy Federacii» // Sobranie zakonodatel'stva RF, 17.01.2000. № 3. st. 278.

3. Postanovlenie Pravitel'stva RF ot 13.03.2015 № 220 (red. ot 25.05.2016) «Ob utverzhdenii Pravil predostavleniya subsidiy iz federal'nogo byudzheta rossiyskim kreditnym organizaciyam i akcionernomu obschestvu «Agentstvo po ipotechnomu zhilischnomu kreditovaniyu» na vozmeschenie nedopoluchennyh dohodov po vydannym (priobretennym) zhilischnym (ipotechnym) kreditam (zaymam)» // Oficial'nyy internet-portal pravovoy informacii http://www.pravo.gov.ru, 16.03.2015.

4. Postanovlenie Pravitel'stva Ul'yanovskoy oblasti ot 30.03.2011 № 12/131-P (red. ot 20.05.2016) «O predostavlenii social'nyh vyplat na priobretenie zhil'ya otdel'nym kategoriyam grazhdan, postoyanno prozhivayuschih na territorii Ul'yanovskoy oblasti» // «Ul'yanovskaya pravda», № 37 (23.014), 08.04.2011.

5. Obespechennost' naseleniya zhil'em v Rossii i nekotoryh drugih stranah mira [Elektronnyy resurs]. Rezhim dostupa: http://rusfact.ru/.

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8. Central'nyy Bank Rossiyskoy Federacii [Elektronnyy resurs]. Rezhim dostupa: http://www.cbr.ru/.

9. Federal'naya sluzhba gosudarstvennoy statistiki po Ul'yanovskoy oblasti [Elektronnyy resurs]. Rezhim dostupa: http://uln.gks.ru/.

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11. Postanovlenie Pravitel'stva RF ot 26.08.1996 № 1010 «Ob Agentstve po ipotechnomu zhilischnomu kreditovaniyu» // Rossiyskaya gazeta, № 168, 04.09.1996.

12. Agentstvo po ipotechnomu zhilischnomu kreditovaniyu [Elektronnyy resurs]. Rezhim dostupa: http://rosipoteka.ru/.

13. Ministerstvo ekonomicheskogo razvitiya Rossiyskoy Federacii [Elektronnyy resurs]. Rezhim dostupa: http://economy.gov.ru/.

14. Federal'naya sluzhba statistiki [Elektronnyy resurs]. Rezhim dostupa: http://www.gks.ru/.

15. Central'nyy Bank Rossiyskoy Federacii [Elektronnyy resurs]. Rezhim dostupa: http://www.cbr.ru/.

16. Central'nyy Bank Rossiyskoy Federacii [Elektronnyy resurs]. Rezhim dostupa: http://www.cbr.ru/.

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