FEATURES, DYNAMICS AND PROSPECTS OF PREFERENTIAL MORTGAGE LENDING IN RUSSIA
Abstract and keywords
Abstract (English):
Mortgage lending in modern conditions is one of the important tools used to solve the acute housing issue. The article examines the modern mortgage (housing) lending market. The current statistical data on the mortgage market, the volume and number of mortgage loans issued, and mortgage interest rates are provided. The dependence between the dynamics of changes in the key rate of the Central Bank of the Russian Federation from 2019 to 2023 and the volume of mortgage lending is investigated. The data on the average cost of 1 sq. m. are given. m in the housing market by federal districts of the Russian Federation in dynamics. The main features of the mortgage lending market in Russia are highlighted. The key changes in the mortgage lending market this year and the prospects for the development of the mortgage lending market are considered.

Keywords:
mortgage, key rate, real estate market, preferential programs, government, housing
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